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To buy or to rent?

on Mon, 03/07/2016 - 10:56

Been having more and more discussions with clients, prospects and associates on housing prices and whether is it a good time to buy properties in the last year and half. 

Since a good couple of years, many of us had been saying the house prices are very high and that the housing bubble will be boosted. 

My viewpoint, as a financial advisor, is that, this is not a good time to buy. Regardless whether you think there is a bubble or not.

<-- Housing prices verses the multiple of an average Canadian family is at all time high.

Online vote/survey vs truth...

on Fri, 09/23/2011 - 21:11

Very interesting…. I am starting to wonder online votes and survey actually reflect the truth or not… LOL

Globe and Mail is having a Globe Money Poll: Are these markets making your stomach churn? (http://www.theglobeandmail.com/globe-investor/personal-finance/household...)
 
To my surprise, the result (till 9pm) is pretty impressive. Here are the results:
 
 
Among some of my clients, are pretty sensitive with what is going on in the market....
 
 
I keep hearing people asking "what to do, what to do now?"
 
 
Of course, looking at the statements would not make you happy in