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When is the best time to kick in my CPP?

on Sun, 01/05/2014 - 13:15
I have been chatting with a lot more baby boomers in the last couple of years, as more clients refer their parents, aunties and uncles to me. A portion of them had already retired and some of them are approaching retirement age. One of the common mistakes I gathered from the seniors I talked to, is kicked in their CPP way too early. You might ask: what do you mean? Don't you start your CPP at age 65? Normally, yes. However, not too many people know that you can actually choose when to kick in your CPP.
 
Then, the next question arise: why do I want to delay in applying my CPP?

Effectively plan your real estate retirement plan

on Wed, 03/28/2012 - 10:25

I have heard from more and more clients indicated that they want to sell their shares from the market and start their real estate venture for their retirement… Especially when we see the housing market hitting highs over and over again. No matter how many experts or economists had been warning us the housing market is overheat, over-valued, housing bubble is about to burst…. since all these "warnings" had been on for quite some time now, people on average haven't really take that into account anymore.

CIBC World Markets economist and expert in real estate Benjamin Tal described the Canadian