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real estate

The wrong perception of fully invested

on Tue, 09/27/2016 - 14:30

I remember way before I became a financial advisor, I have heard how much cash Larry Sarbit (a famous fund manager, he was at AIC at the time) would hold a large amount of cash while unit holders would be yelling and screaming “why are we paying you to hold cash?!”

Over all these years, Sarbit had never changed a bit on his money managing style (http://www.theglobeandmail.com/globe-investor/personal-finance/larry-sar... and http://www.fool.ca/2013/10/31/larry-sarbit-on-holding-cash-and-what-he-t...). 

We had been always hear people talking about fully invested (an article from Forbes -

To buy or to rent?

on Mon, 03/07/2016 - 10:56

Been having more and more discussions with clients, prospects and associates on housing prices and whether is it a good time to buy properties in the last year and half. 

Since a good couple of years, many of us had been saying the house prices are very high and that the housing bubble will be boosted. 

My viewpoint, as a financial advisor, is that, this is not a good time to buy. Regardless whether you think there is a bubble or not.

<-- Housing prices verses the multiple of an average Canadian family is at all time high.

Effectively plan your real estate retirement plan

on Wed, 03/28/2012 - 10:25

I have heard from more and more clients indicated that they want to sell their shares from the market and start their real estate venture for their retirement… Especially when we see the housing market hitting highs over and over again. No matter how many experts or economists had been warning us the housing market is overheat, over-valued, housing bubble is about to burst…. since all these "warnings" had been on for quite some time now, people on average haven't really take that into account anymore.

 

CIBC World Markets economist and expert in real estate Benjamin Tal described the