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retiree

When is the best time to kick in my CPP?

on Sun, 01/05/2014 - 13:15
I have been chatting with a lot more baby boomers in the last couple of years, as more clients refer their parents, aunties and uncles to me. A portion of them had already retired and some of them are approaching retirement age. One of the common mistakes I gathered from the seniors I talked to, is kicked in their CPP way too early. You might ask: what do you mean? Don't you start your CPP at age 65? Normally, yes. However, not too many people know that you can actually choose when to kick in your CPP.
 
Then, the next question arise: why do I want to delay in applying my CPP?