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Unlocking your locked-in funds

on Sat, 01/04/2014 - 13:34
Started January 1, 2014, if you wish to apply to unlock funds from your Locked in Retirement Accounts (LIRAs), Life Income Funds (LIFs) and Locked in Retirement Income Funds (LRIFs) governed under Ontario Pension Legislation, you will have to submit your unlocking requests directly to your financial institutions, and not to the Financial Services Commission of Ontario (FSCO). After January 1, unlocking requests submitting directly to the FSCO will be returned.
 
You can unlock your locked in funds if:
- you have a life expectancy of two years or less
- age 55 or older and the value of