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How does it make sense to insure kids?!

on Sun, 03/24/2013 - 15:06

*photo credit: Heart and Stroke Foundation

Do you find it funny or weird why people are talking more on starting to insure their children?

I know, it might sound weird and even scary... but if you can open your mind and look beyond the "insurance" name... here is what the facts are... Our childern face high risk since the first day they were born! This is a scary news piece from yesterday... 

- Have you had any experience on kids breaking their leg after a ski trip? Broken their arm after going to the park? Children are always active, this is normal and common.
- Do you know, in Canada,

Short Interview with the Investment Executive, Dec 2012

on Mon, 01/07/2013 - 18:21

Please find attached short interview with the Investment Executive, Dec 2012


online version

Let's talk about risk...

on Tue, 09/13/2011 - 09:04

Do you drive to work every day? Do you drive your kids or your family to different activities all the time? You have gatherings with friends and family almost every week? Do you drive to all those occasions inclusively? Have you think of how many hours you have been driving (or being on the road)?

Even you might not drive, you might still ride a car or public transit. Chances are you are on the road when you are not at home, at work or at school. We are always on the road, always, more than you are aware.  
Was just listening to 680news again yesterday (as usual when I drive) and

Mortgage insurance or mortgage insurance??

on Tue, 09/06/2011 - 23:37


Is amazing how many people have no idea what "mortgage insurance" means...
I have met many people, think mortgage insurance is the same as mortgage loan insurance. 
Ok, let's make it clear: mortgage loan insurance is usually provided by CMHC and GE, mostly CMHC. From CMHC's web site, it defines mortgage loan insurance as follows: Mortgage loan insurance is typically required by lenders when homebuyers make a down payment of less than 20% of the purchase price.