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Solution! - Giving Birth In Toronto Without OHIP

on Mon, 07/07/2014 - 19:25
*Updated May 30, 2016
I get enquiries from time to time on non-residential pregnancy cases, but the last few months I had way more than what I had received before. I want to make sure we are all on the same page: pregnancy is better well planned and well-prepared than accidental or as a surprised incident.
As a financial advisor, family planning is always one of the main thing we look at when we strategize our financial future. Not to mention there are costs around raising a baby, more money spent when the kid needs to go to child care, summer camps and educational costs down the road.

Unlocking your locked-in funds

on Sat, 01/04/2014 - 13:34
Started January 1, 2014, if you wish to apply to unlock funds from your Locked in Retirement Accounts (LIRAs), Life Income Funds (LIFs) and Locked in Retirement Income Funds (LRIFs) governed under Ontario Pension Legislation, you will have to submit your unlocking requests directly to your financial institutions, and not to the Financial Services Commission of Ontario (FSCO). After January 1, unlocking requests submitting directly to the FSCO will be returned.
You can unlock your locked in funds if:
- you have a life expectancy of two years or less
- age 55 or older and the value of