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Is summer time!!

on Fri, 06/01/2018 - 08:30

It is time to start all the travel in summer again! Aren’t we all excited?! At the same time, being well prepared is always important. I had written a few posts on travel insurance including Travel insurance, needed or not? and How to make sure you have an enjoyable trip...

This year, I affiliated with Blue Cross and there is a Summertime Blue package that will cover you ALL the summer  travel coverage you need for a fix price!! Unlimited trips from June 4th to Sept 4th, up to age 75 (anyone else needs travel insurance can also contact us for a quote).

Three great reasons to get

TruFinancial Consultants Assists Canadian Seniors to Protect their Wealth

on Thu, 12/17/2015 - 23:19


Markham, Ontario, December 17, 2015 — Markham-based financial and health care consulting firm TruFinancial Consultants provides support for clients in their retirement years. The focus is to ensure clients have the means to maintain their financial well-being.

By making sure the funds for living are there, seniors can now focus on: travel, spending time with grandkids, volunteer at different organizations, open up a new business, being more involved in their communities, further education, anything they want to do but didn’t have time to do while they were working.

The losing party of Liberals' decrease on TFSA contribution

on Tue, 12/08/2015 - 20:41

So, finally, the day came... the Liberals announced the rollback of Tax Free Savings Account's contribution room to $5,500 (from $10,000) in 2016, such a sad thing.

As stated in the Globe & Mail report dated Monday Dec 7th, Darren Coleman, senior vice-president and portfolio manager with Raymond James Ltd, "It’s unfortunate when we are given a tool to provide better investment planning and now it’s being taken back from people who want to work towards having their own financial independence"... I totally agree with him.

I really don't know since when people have this misconception of "TFSAs

Alternative ways of funding nursing home

on Wed, 05/06/2015 - 08:53

Not too sure whether you are aware... like any of us, some seniors are wealthy and some are not in a good financial position. The difference is, seniors do not work and it is a lot harder to get the improvement going on. However, health care expenses and retirement home/nursing home fees are not getting cheaper. In April 2015, CARP released a survey in response to the New Brunswick government that 67% of CARP members reject the prospect of means-testing support for nursing home fees, 80% say that it’s unfair to be forced to mortgage or sell the family home to pay nursing home fees.

I can't

Other expenses health care givers encounter...

on Sun, 01/25/2015 - 16:05

*Updated Nov 23, 2015

We all know there will be expenses when we need to take care of a dependent, whether it was an elderly who needs long term caring or a dependent child. In order to make sure your home suitable for disabled persons or an elder who lost his/her mobility... there are lots of modifications needed. Those are probably things anyone can track but there are more to a health care giver will encounter with...

Most people will, at some point in their lives, help a family member or friend with a long-term health condition, disability or problems related to aging, at times, there

Obesity among seniors

on Sat, 12/27/2014 - 11:18

I am currently taking a course regarding elder care and the importance of understanding the needs of older clients and the responsibilities of their families... Obesity is the leading cause of related illnesses and death in North America!! This an a preventable illness. Elders can slowing become obese even though they were not overweight when they were young because they are no longer as mobile as they were young... Everyone needs to understand the impact of obesity...

Obesity is a leading cause of preventable illness and death in North America.

TruFinancial sponsors Scarborough CARP Chapter - Official Launch Event

on Tue, 06/05/2012 - 09:08


Those who know me might recall my involvement in community work from time to time with different organizations, such as: United Way of York Region, The Healing Cycle and Foresters, as well as various fund-raising ventures for Scouts Canada, Breast Cancer Society and local schools.


I try to give back to the community as much as I can, like hosting free workshops on entrepreneurship, and the being a part of giving out a free wedding. As an individual, I reuse and recycle as much as I can, and try to lower my energy consumption through ongoing projects such as planning towards the